To further encourage the use of credit cards, banks have stepped up with instalment plans, discounts, reward programmes, and cashback offers.Ĭredit cards continued to maintain their dominance right through Covid-19. Much of this growth is attributed to its solid and reliable payment infrastructure, leading to consumers preferring credit cards over other online payment methods. Hong Kong is a mature payment card market, recording a high card penetration rate of 3.4 cards per inhabitant. By the end of 2021, the total number of credit cards in circulation stood at over 19 million - this is a staggering figure when weighed against the city’s 7.6 million-strong population. China has also announced plans to expand its digital currency e-CNY nationwide and proposed the launch of a pilot scheme in Hong Kong.Ĭredit cards have consistently remained a top choice in Hong Kong’s payments landscape, with Statista noting that they accounted for 55% of all point of sale (POS) transactions in 2021. Recently, Chinese private banks Zhongguancun and NewUp completely terminated cash services, further propelling China towards being fully cashless. With the government leveraging various channels to encourage the use of digital payments in Hong Kong, it’s clear that cashless is the way forward.Ĭross-border transactions spur digital shiftĬlose economic and trade ties with the neighbouring China market are likely to hasten Hong Kong’s transition to digital payments. The e-voucher scheme is set to continue with the second phase in 2022, distributing HK$10,000 in e-vouchers to 6.6 million eligible Hong Kongers in two stages. From just the first phase of this e-voucher scheme alone, digital payment usage in Hong Kong soared, with at least 2.2 million new accounts created on Octopus, AlipayHK, WeChat Pay HK, and Tap&Go. With each of these platforms coming with its own separate perks, Hong Kongers were effectively encouraged to use digital payments. The first batch of HK$5,000 e-vouchers was funneled through four major digital payment operators: Octopus, AlipayHK, WeChat Pay HK, and Tap&Go. More recently, in 2021, the Hong Kong government rolled out a HK$36 billion e-voucher scheme to stimulate consumer spending during Covid-19. Before the FPS’ launch, bank transfers between different banks were time-consuming and expensive. This payment financial infrastructure enables 24/7 instant payments across all payment channels, including cards and digital payments. Later in 2018, the HKMA rolled out the Faster Payment System (FPS). This exercise began with the widespread distribution of POS terminals throughout Hong Kong between 20, which saw the total number growing by a CAGR of 4.1%. To steer Hong Kong beyond cash, the Hong Kong Monetary Authority (HKMA) has been proactive in encouraging the use of cashless payment methods. Local government initiatives to drive digital payments This practice is especially apparent during auspicious festivities like Lunar New Year, when Hong Kongers maintain the tradition of giving and receiving crisp, new notes in red packets. “The reason why people like cash here is that they simply like the tangible feel of money." The publication attributed Hong Kong’s love affair with cash to public distrust in smart payments on both the merchant and consumer fronts.Īccording to Philip Kam, General Manager at the Hong Kong Institute of Bankers, The Chartered Banker declared that cash is still king in Hong Kong. While Visa’s report on consumer payment attitudes recorded a net decrease of 37% for cash usage between 2019 to 2020, cash persisted as one of Hong Kong’s top payment choices during the pandemic, constituting 23% of all methods used by August 2020. In this article, we will examine Hong Kong’s most popular payment methods, summarised as follows: To stay competitive, financial institutions must quickly adapt to the fast-evolving payment needs of the local population. Consumer behaviour has altered entirely as a result. However, the Covid-19 pandemic and severe lockdown measures have drastically changed Hong Kong’s payments landscape. As recently as 2019, 88% of Hong Kong shoppers still used cash when they shopped offline. According to Unicard HK, Hong Kong consumers have considerable concerns over data privacy and security. According to The Asset, Hong Kong has one of the most advanced digital economies, ranking second to Singapore in Asia Pacific and third globally.ĭespite this, Hong Kongers are somewhat wary of digital payment solutions. Hong Kong is an increasingly digital-savvy society, with a mobile penetration rate of 320% in November 2021 and an internet penetration rate of 93% in January 2022.
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We cannot stop talking about this card game’s adaptive and fair AI features!.Whether you’re going to Shoot the Moon as a Hearts card master or just starting to get into the game or totally new to Hearts, you’ll find our game has a feature for your comfort and challenge level. Enjoy the adaptability of AI, and benefit from MobilityWare’s free Hearts hints system, which always puts you in a clear position to win the games you play! We guarantee when you play, you’ll just notice your sense of relaxation and fun. But while playing them can feel like a challenge, MobilityWare’s Hearts hints AI feature is at your disposal and the smartest of them all! AI bot opponents offer another major benefit – you can play them offline, so no wifi is required to play Hearts!Įver play a card game with real online users and experience inconveniences? Never worry about other users taking too long or abandoning a game in this free card classic. Play feels fair, even though your opponents are some smart bots. Our artificial intelligence adapts to your Hearts card game play style. This free Hearts game will teach you how to play with our intuitive AI. Hearts Free is a classic competitive card game, and MobilityWare’s artificial intelligence ensures YOUR play has the competitive edge, Hearts card master! You can download the game Hearts: Card Game from Apple Official App Store. Where can Hearts: Card Game be downloaded ? The latest updated date of Hearts: Card Game on 18th May 2023. Hearts: Card Game was released on 25th November 2019. When was the Hearts: Card Game released ? What is the rating of Hearts: Card Game ?ĥ4,910 people have rated 1.4.2 What is the price of the Hearts: Card Game ? Whether you are a fan of Family, Card, games, you will find this game interesting and will absolutely like it. It was released on 25th November 2019 with the latest update 18th May 2023 Hearts: Card Game is one of the best Free to play game in the App Store.ĭeveloped by Mobilityware, Hearts: Card Game is a Family game with a content rating of 4+. Last updated on May 25th, 2023 at 08:35 am Hearts: Card Game Continued abuse of our services will cause your IP address to be blocked indefinitely. Please fill out the CAPTCHA below and then click the button to indicate that you agree to these terms. If you wish to be unblocked, you must agree that you will take immediate steps to rectify this issue. If you do not understand what is causing this behavior, please contact us here. If you promise to stop (by clicking the Agree button below), we'll unblock your connection for now, but we will immediately re-block it if we detect additional bad behavior.
Also see the “ Troubleshooting connection problems” section of my Windows Remote Desktop explainer. Such issues are best handled using the built-in Windows Network troubleshooter. Network connectivity or access: RDP can’t establish a session between client and host unless the network is working properly.Thus, remote access problems generally fall into one of four categories - namely: And finally, the remote access software itself must be properly configured and working. Furthermore, it requires that the user have account credentials necessary to operate the remote PC. Remote access hinges on a working network connection between the client and host. When, how, and why remote access goes wonky In this story I’ll focus on what you can do when you encounter problems making a remote connection work. See my story “ Windows 10’s Remote Desktop options explained” for more details about Remote Desktop and Remote Desktop Connection and how to use them. Thus, while there are plenty of third-party remote access tools readily available, many businesses (especially smaller ones) use Microsoft’s tools as a matter of cost-saving and preference. Remote Desktop Connection and Remote Desktop come built into Windows 10 and 11 at no added cost. The ongoing proliferation of “work from home” situations post-pandemic has only increased the value and importance of remote access. Network and support admins find this capability invaluable, particularly if they must access and interact with PCs (including those running Windows Server as well as desktop versions of Windows) in other locations. With some minor exceptions - usually related to applications or services that require direct, physical access to a specific machine (such as a BIOS/UEFI upgrade, firmware tools, and some OEM utilities) - one can do anything to a PC remotely that one can do directly. Thus, for example, I can sit at my production desktop and access any of the other 11 PCs in my house easily and directly. Both work to the same ends but have minor differences. Figure 1: Remote Desktop Connection (left) is more old-fashioned Remote Desktop (right) is a more modern app. Mindjet MindManager 2016 for Windows redeems itself with many useful education resources and videos on its website. A video introduction is a nice touch and I hope that Mindjet rebuilds it using HTML5 or just a standard video file format. Many people, including me, do not run Flash because of security concerns. The application attempts to play an introductory video but it requires a Flash player. I then restarted the Mindjet MindManager 2016 for Windows installation and completed it successfully. That version wouldn't install properly-through no fault of Mindjet-so I continued with version 5, which worked fine. An error message indicated that my Windows 7 Professional platform needed Microsoft. For all its strengths, Mindjet MindManager 2016 for Windows did not win the Editors' Choice award in this mind mapping software solution review roundup, which is a designation that went to competitor Expert Software Applications Mindomo. Custom pricing with priority support was not disclosed for academic, enterprise, government, and non-profit installations. Mindjet MindManager 2016 for Windows licenses cost $349 for full versions, an additional $69 for perpetual upgrade licenses (which also apply to the latest Macintosh version 10), or $179 to upgrade from the Windows 20 editions. Mindjet counts New York's Con Edison power utility and Dow Chemical Co. Mindjet MindManager 2016 for Windows is the company's latest version of their mind mapping and concept-mapping software solution. Furthermore, we restricted a detailed analysis to those articles published within the last 5 years ( n = 69). On average, the studies used 19.64 criteria throughout their hierarchical levels. Most studies were from Asia (almost 30 %), followed by the US (25.6 %). The number of studies applying AHP has increased since 2005. The systematic review resulted in 121 articles. MethodsĪ systematic literature review was conducted by searching the Pubmed and Web of Science databases for articles with the following keywords in their titles or abstracts: “Analytic Hierarchy Process,” “Analytical Hierarchy Process,” “multi-criteria decision analysis,” “multiple criteria decision,” “stated preference,” and “pairwise comparison.” In addition, we developed reporting criteria to indicate whether the authors reported important aspects and evaluated the resulting studies’ reporting. The slowly increasing application of the AHP was the motivation for this study to explore the current state of its methodology in the healthcare context. The weight for each criterion and alternative are judged in pairwise comparisons and priorities are calculated by the Eigenvector method. The AHP disaggregates a complex decision problem into different hierarchical levels. Dozens of books have been written on the subject along with more than five thousand published articles in a diversity of languages.The Analytic Hierarchy Process (AHP), developed by Saaty in the late 1970s, is one of the methods for multi-criteria decision making. Thousands of applications around the world have been made using the AHP, not only by researchers but by practitioners as well, particularly those who allocate resources to projects, to vendors, and to military operations. It is validated in practice when actual measurements exist or when answers can be derived probabilistically. The AHP/ANP use core mathematics to derive priorities by making comparisons using the idea of dominance both for criteria, subcriteria and alternatives. Its most general framework called the Analytic Network Process (ANP) applies to decision making with dependence and feedback and with benefits, opportunities, costs and risks synthesized using strategic criteria with sensitivity applied in determining the stability of the outcome. It is used throughout the world in a wide variety of decision making situations, in the fields such as government, business, industry, healthcare, and education. Saaty at the Wharton School of Business of the University of Pennsylvania, USA in the 1970s and has been extensively studied and refined since then. Rather than prescribing a "correct" decision, the AHP helps people to determine the one based on mathematics and human psychology, it was developed by Thomas L. It provides a comprehensive and rational framework for structuring a problem, for representing and quantifying its elements, for relating those elements to overall goals, and for evaluating alternative courses of actions. Making good decisions is one of the most important things we can do our organizations' survival and success and our own well-being depend on our decision-making ability. The Analytic Hierarchy Process (AHP) is a structured method for helping people deal with complex decisions. Overusing our search engine with a very large number of searches in a very short amount of time.Using a badly configured (or badly written) browser add-on for blocking content.Running a "scraper" or "downloader" program that either does not identify itself or uses fake headers to elude detection.Using a script or add-on that scans GameFAQs for box and screen images (such as an emulator front-end), while overloading our search engine.There is no official GameFAQs app, and we do not support nor have any contact with the makers of these unofficial apps. Continued use of these apps may cause your IP to be blocked indefinitely. 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The latest version of the Opera browser sends multiple invalid requests to our servers for every page you visit.The most common causes of this issue are: Continued abuse of our services will cause your IP address to be blocked indefinitely.Your IP address has been temporarily blocked due to a large number of HTTP requests. Please fill out the CAPTCHA below and then click the button to indicate that you agree to these terms. If you wish to be unblocked, you must agree that you will take immediate steps to rectify this issue. If you do not understand what is causing this behavior, please contact us here. If you promise to stop (by clicking the Agree button below), we'll unblock your connection for now, but we will immediately re-block it if we detect additional bad behavior. Your IP address has been temporarily blocked due to a large number of HTTP requests. The game does not finish with Chapter 5, stages will progressively (but not endlessly) get larger, more varied and more dangerous. There is also the Eternal Voyage offering players an endless play mode, which adds tracking to the map screen and save profile to indicate how many stages the player has managed to survive. A variety of filters, from black and white, to CRT, to pastel.20 different poses and expressions for Kara.Creative mode for keen video game photographers offering full control over camera position and orientation, field of view, exposure, time of day, and position of the sun.Players can also change Kara’s pose and expression, the time of day and add filters. The first of the new modes is Photo Mode, which allows the player to pause the game, adjust the camera and take a photo. The Witch Skin comprises three extra items for Kara, each of which contain new abilities the Witch’s Hat – potions last longer the Witch’s Outfit – play to respawn nearby after death and the Witch’s Staff – unbreakable and fires out small magic orbs with each melee strike, that seek out and damage the closest target. It includes a new Witch Skin – upgrading Kara’s abilities alongside the all new Photo and Endless Modes. The first content update launches today and is designed to significantly boost the player’s experience. The content updates will feature new gameplay mechanics, cosmetics and game modes – delivered free to all players via patch updates. Reading, 30 th October 2020 | Deep Silver is pleased to announce it is further enhancing the Windbound gameplay experience with a collection of free content updates releasing in three patches throughout Q4 2020 and Q1 2021. FREE WINDBOUND CONTENT AVAILABLE NOW New modes & Witch Skin bolster game experience It may be a fun sensation to experience this in a virtual world, but it makes it so much more fun for you to get through the game.Īs the game is so realistically executed, it might also allow you to just skip a few of your hunting trips as it may feel almost as good to be hidden in virtual nature. When you see a deer run by, it will thus remind you of the last time that happened to you in the real world. Surroundings and the animals will as closely as possible resemble the animals and surroundings in which you are on a hunting trip. What makes it feel like a real hunting trip when playing Deer Driver is that the game is actually realistically done. For many, this is a big plus, for example, in some of the months of the year it is not so much fun to be outside for several hours without the activity being at its peak. With this game it suddenly becomes possible to take the hunting trip into the living room where you can side warm and dry. You will probably find that it is quite similar to hunting in the woods or in the field, so maybe the game can compensate for a couple of hunting trips if it is not always that you just have the profits to go out into the real nature. The game is thus made with the intention of capturing the interest of a hunter. You get the opportunity to sit behind a bush and aim for wild animals, which you can then choose to shoot. So if you are one of them, then you can already be sure that you will at least find the Deer Driver entertaining, as it has just been set up from a hunter's perspective. This game is like made for someone who loves to go hunting. This is the most incredible sandbox game in your life! And if you agree that mad animals doing crazy stuff is an adorable scene to watch and act – this title will surely become one of your favorites.Download a free demo version of Deer Drive for free here. Wherever you are, just make sure that you have an Internet connection and launch the Deeeer Simulator using this page at any time you feel so. The trick is that the uploaded version can be easily played online – you don’t even have to download anything and install to your computer. On this platform, you will find the best and the fullest version of this title, ready for your experiments and available wherever you are. The realism of physics combined with a pretty strange atmosphere, funny characters, and bizarre setting make a really cool mixture you will enjoy for hours and days without getting for even a second. The physics here are really awesome – the mighty and advanced engine used to make the animals move, bounce, fly in the air, and do other stuff is something you will never forget. The success of Deeeer Simulator is gradually approaching to the Goat Simulator’s one and the developers continue working on the improvements of this game. This sandbox title is extremely popular around the globe and millions of players already enjoy it. This brings some more craziness to the game and makes it even more adorable. Who knows! The police representatives are animals as well – these are bears on the cars, bunnies with guns, and sheep dressed in the strict uniform. You can do any criminal actions, but be ready that the guardians of the law won’t stand still – they will try to chase you and maybe even put you to a jail. The deer is such a nasty guy that even the police is following him when he does something really stunning, so you have to careful and try not to get caught. The only mission to follow is to have fun while causing troubles. The world around him is a free sandbox, where everything can happen and he can do any strange and mad stuff that comes to your head. He is a real trouble-maker and everything this guy does is aimed at making maximal damage, causing troubles, and pranking everyone around. You are going to play for a deer, as you have already understood. So when you know that the authors come from this region, you know what to expect. It is worth mentioning that the game is rooted in Asia – the developers come from Japan, country rich for crazy cartoons, films, and video games, of course. Pure, incredible, striking, and extremely funny chaos full of jokes and absurd. What this title is? Actually, trying to describe it in one word, one can say that Deeeer Simulator is a chaos. This time, we are going to present a game that is crazier than any other sim you have ever seen and it is called Deeeer Simulator. Still, this experience would always be something special – you actually feel it like it really happens to you. Gamers seem to be fond of an idea that you can get a digital experience of something that will never happen in the reality. Deeeer Simulator Game Play Online For Free How to use UF Explorer tool: Ultra Fractal: Using Explore by FarDareisMai Masking in UF: Advanced Masking - texturing. If you make some fractals based on these tutorials, please send me a link in the comments, so I can feature it later. Some of them are for older versions, but you will still get an idea about how to do it. Ultra Fractal tutorialsSorry for being late with my weekly features! I looked through some of my faves and decided that I wanted to feature some Ultra Fractal tutorials. Theresa kindly offered a link to one of her journals containing her favourite tutorials, and suggests that learning from tuts is a vitally important way to get to grips with UF. So much easier to get the colour/saturation you want! Gradient editor - years ago I used to work with RGB values to change colours but since taking Janet's class I am now a convert to HSL. A seemingly trivial little thing but it is great for cleaning up!Ĩ. Blob Clipping (a clipping transform on Mapping tab) - so useful for eliminating unwanted specks, lines and blobs. I'm always adding new stuff to my Library, it's very important to my work flow.ħ. I also have other resources saved: frame layers, special shapes that I've cooked up over the years and sometimes need to re-use, layers that change the lighting or mood of a fractal, grids/guidelines that help with positioning or finding a focal point. Here's a biggie for me: my Library! I have an extensive Library of layers saved - mostly textures that I have grouped into types and styles that have meaning for me. Here is a video tutorial by FarDareisMaiĦ. Using the Explore tool is an important element of fractal creation. I love my mouse programming, I find it a great time saver!ĥ. In UF I use a simple button click to do common things like Copy Complex Values (Shift-Ctrl-C), Paste Complex Values (Shift-Ctrl-V) and to switch focus between fractal image window and gradient window (thus bring one or the other out from behind something else sometimes). These buttons can be programmed to perform specific functions in different programs (functions must be in the form of keyboard shortcuts). For years I have used a Logitech mouse with lots of buttons. Too many can slow the system down and be difficult to find on a long list so I limit my lists to no more than about 40 items, usually the ones I use most frequently. It might be worth mentioning about having favourite formulas, colourings and mappings on the right-click menu of the Browse buttons. I also archive and store the formula database every few months to guard against formula authors changing or removing formulas that fractal parameters depend on. I have backup copies of my fractal parameters on both my computer and in cloud storage to guard against loss of data. BACKUPS! Back up everything like mad! I have heard too many tragic stories of people permanently losing their work. I would definitely recommend my beginners guide as this includes some of my best tips:Ģ. I asked Chris if she had any tips to offer us about working with UF and she very kindly gave the following:ġ. It's one of the aspects about the program that constantly fascinates me. It can be bought here Although this is no longer the latest in fractal programs, it has been pretty much impossible to get to know every part of its inner workings or to exhaust all its possibilities - hence the enormous diversity of artistic styles achievable. It has three versions, Express Edition comprising single layer for new users, Creative Edition incorporating layers, layer groups, masks and transformations, and Extended Version which includes animation and network calculations. These days, people are flocking to the newer programs and I feel that UF is perhaps struggling to keep up with the times, although it does work perfectly well on Windows 8.1 as well as on Mac systems, last updated in October 2014. UF has always come at a price, allbeit a relatively low one for a program as comprehensive as this. There was a time when this program was one of the most enjoyed fractal programs next to Apophysis, which was of course, free. This is Fractal Week and so I would like to bring a little highlight to my own favourite program, Ultra Fractal. |